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Your 20s are a formative time, not just for discovering who you are but for building habits that can lead to financial success down the road. With fewer responsibilities, many people find that their 20s are the perfect time to experiment, take risks, and lay a foundation for long-term financial growth. Whether you’re fresh out of college or starting your first job, here’s a guide to help you make the most of your money. Start by Paying Off Any Existing Debt One of the most empowering financial decisions you can make is to tackle any lingering debt from the…
If you’re wondering how you can make money from the comfort of your bed, you’re not alone! With flexible and remote work options on the rise, there are numerous ways to bring in extra income without stepping outside your bedroom. Here are some of the best side hustles that can help you earn extra cash—whether you’re looking to make a few bucks or build a sustainable income stream. Sell Your Clothes Online A simple way to earn cash is to sell clothes you no longer wear. Platforms like Poshmark, Depop, and ThredUp make it easy to sell gently used items…
If you’ve been searching for a way to make money as a writer, Craigslist could be a great platform to find freelance opportunities. Many people underestimate Craigslist, but it can be a valuable resource for discovering paid writing gigs without any complicated applications or commission fees. Whether you’re just getting started or have some writing experience, Craigslist can help you find small projects that, over time, can add up to a steady income stream. Here’s how you can make money on Craigslist as a writer—and why even modest projects can be stepping stones toward bigger opportunities. Start Small,…
Planning for retirement in your 20s might feel like an overwhelming task, especially if you’re just starting your career or managing student debt. The good news? By starting early, you give yourself the incredible advantage of time, allowing your investments to grow significantly through compound interest. Here’s a simple guide to help you get started on planning for your future self. 1. Understand the Basics of Retirement Accounts Retirement accounts might sound complicated, but they’re essentially just savings vehicles designed to grow your money over time while offering tax advantages. Here are the key ones to know: 401(k): Offered by…
Saving for a home deposit can feel daunting, especially with rising property prices and living costs. However, with clear goals, consistent habits, and smart strategies, you can achieve your dream of homeownership. This guide shares practical steps to help you save for a home deposit in 2025, including tips from real-life experiences. 1. Set a Realistic Savings Goal Determine how much you’ll need for your home deposit by researching home prices in your desired area. Most lenders require 5-20% of the home’s purchase price as a down payment. For example: On a $300,000 home, a 10% deposit is $30,000. Factor…